About
LoanLens is an independent information website for UK business owners who want to understand whether they're paying a fair rate on their business finance.
Why we built this
Most UK business owners don't know what interest rate they should be paying. The market for business finance is opaque — lenders rarely advertise rates prominently, and rates vary enormously between products and providers.
The result: many businesses pay significantly more than they need to, simply because they don't have an easy way to check. We built LoanLens to fix that.
What we do
We provide free calculators that let you enter your current loan details and instantly see how your rate compares to the market. We also publish plain-English guides that explain how different types of business finance work, what typical rates look like, and what your options are if you're overpaying.
Our market rate data comes from the Bank of England effective interest rate tables, the British Business Bank Small Business Finance Markets reports, and our own monitoring of published lender rates. We review and update rates at least quarterly.
What we're not
We are not a lender, broker, or financial services firm. We don't arrange loans, make recommendations about specific products, or earn money from lender referrals (except through clearly disclosed affiliate links to third-party brokers and lenders).
We are not authorised or regulated by the Financial Conduct Authority. Nothing on this website is financial advice. Calculator results are estimates — always seek independent professional advice before making financial decisions.
How we make money
LoanLens is free to use. We earn revenue through affiliate commissions: some pages contain links to FCA-authorised lenders and brokers, and we may earn a fee if you use their services. These links are always clearly labelled.
Our affiliate relationships do not influence our calculator formulas, market rate data, or editorial content. We choose affiliate partners based on their regulatory status, product quality, and relevance to our readers — not commission rates.
Get in touch
Questions, corrections, or feedback: hello@loanlens.co.uk