Free Business Finance Calculators
Free tools to help UK businesses understand invoice finance costs, check eligibility, and estimate business debt consolidation savings. All calculations happen in your browser — we never see your data.
Invoice Finance Cost Calculator
Calculate estimated costs for invoice factoring and discounting. Enter your turnover and sector for instant cost estimates with sector-specific rates.
Takes about 1 minute
Invoice Finance Eligibility Checker
Find out if your business is likely to qualify for invoice finance. Answer 8 questions and get an instant eligibility assessment with approval odds.
Takes about 2 minutes
Late Payment Calculator
See exactly how much cash is tied up in late invoices right now — and what invoice finance could release within 24 hours. Three numbers in, two numbers out.
Takes about 30 seconds
Business Debt Consolidation Calculator
Add your current business loans and see what a single consolidation loan could cost per month. Enter outstanding balances, monthly payments, and preferred term for an instant estimate.
Takes about 2 minutes
Should I Consolidate My Business Loans?
Answer 5 questions to find out if consolidation is likely to help your situation — or whether a different approach makes more sense. Includes guidance for those in financial difficulty.
Takes about 1 minute
Ready to compare invoice finance providers?
Use our calculators to understand your costs, or we'll connect you with FCA-authorised brokers who can find competitive rates.