Invoice Finance by Sector
Sector-specific guides to invoice finance for UK businesses — costs, advance rates, and how it works in your industry.
All sectors
Invoice Finance for Construction — Subcontractors & Builders
How construction businesses use invoice finance to solve cash flow problems caused by 60-90 day payment terms and retentions. Advance rates, costs, and CIS invoice handling.
Invoice Finance for Recruitment Agencies
Why recruitment agencies get the best invoice finance rates (85-90% advance, 1.5-2.5% cost). How to fund weekly temp payroll while waiting 30-45 days for client payment.
Invoice Finance for Haulage & Transport
Release cash from unpaid haulage invoices to cover fuel, driver wages, and vehicle costs. Typical advance rates, costs, and proof-of-delivery requirements.
Invoice Finance for Manufacturing Businesses
How manufacturers use invoice finance to bridge the gap between raw material costs and 60-90 day customer payment terms. Advance rates, costs, and worked example.
Invoice Finance for Professional Services Firms
Consultancies, agencies, architects, and accountants — invoice large projects and wait 30-60 days to be paid. Professional services gets some of the best invoice finance rates.
Invoice Finance for Wholesale & Distribution
How wholesalers and distributors use invoice finance to bridge the double cash flow gap: paying suppliers upfront while waiting 30-60 days for trade buyers to pay. Advance rates, costs, and worked example.
Related tools and guides
Find the right solution for your sector
Every sector has unique cash flow challenges. Connect with FCA-authorised brokers who understand your industry.